Weeks to go: 134

Issue Number: -134 — A long way to go!

Photo by Drew Graham on Unsplash

Welcome

Welcome to the second newsletter, issue number -134.

Now, you may have noticed that my newsletters have a minus number. Why?

Well, I am counting down to zero week — the week I retire.

So, I have 134 weeks to go! It seems like a long way off, but it feels like only yesterday I started my first job.

Planning

In the last newsletter, issue -135, I started talking about planning and how I am already on my second plan, if not my third or fourth. And there is nothing wrong with that. Plans change. Circumstances change. You need to adapt. But I would argue, you need a plan.

The plan

There are, as I see it, at least four reasons which can dictate when you retire:

1. Money — you retire when you feel you can afford to retire — when you have enough money in your pension pot.
2. Health — you retire at an age you feel will give you the correct number of years to enjoy being retired before your health becomes an issue and prevents you from doing those things you want to do.
3. The government or your employer says you have to retire — becoming increasingly rare, but it can…