The Retirement Newsletter: Another pension and retirement wobble

Issue Number: -24 — Yikes! That was a shock!

Photo by Author — a calming view, so I don’t worry and wobble

Welcome

Welcome to issue -24 — Another pension and retirement wobble.

When I was working on issue -26 — Six months to go — I made the simple statement:

“Well, six months is nothing. Six more pay cheques (paychecks). And then what? No more pay cheques. No more salary.”

And wow, did that create a big pension and retirement wobble.

Another day — another wobble

I have been planning for my retirement for years.

I have thought about my pension.

I have acted to boost my pension.

I have made extra payments and paid into additional schemes. I have kept an eye on my UK National Insurance contributions to get the full State Pension.

I have saved money. I have paid into Individual Savings Accounts (ISAs).

And yet, I still get wobbles about whether I will have enough money to retire.

As I have mentioned in other newsletters, there are three levels of retirement:

• Essential — what is the least amount you need to survive? To…